Privacy Policy

Last updated: May 15, 2025

InvestTopSmart Inc. ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and disclose your information when you use our website and services. Our practices comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable international laws including GDPR.

1. What We Collect

• Personal identifiers (name, email, phone number)
• Investment preferences and financial profiles (optional)
• Login credentials and account settings
• Technical data: IP address, device type, browser, usage data
• Cookies and tracking data

2. Why We Collect It

• To provide personalized property suggestions
• To process payments and manage subscriptions
• To improve our platform and user experience
• To comply with financial and legal regulations
• To send notifications, newsletters, and updates (opt-in only)

3. Cookies & Third-Party Tools

We use cookies to store user preferences and enhance functionality. We may use third-party services that process data on our behalf:

• Google Analytics – behavior tracking
• Google Ads / Meta Pixel – marketing and conversion tracking
• Google Fonts / reCAPTCHA – for UI and security
• Payment processors – Stripe / PayPal

By using this site, you agree to these third-party policies. You can opt out through your browser or visit Google’s opt-out tools.

4. Data Storage and Security

Your information is stored on secure Canadian or US-based servers with industry-standard encryption. We restrict access to your data and use firewalls and multi-factor authentication to protect it.

5. Sharing and Disclosure

• We do not sell or rent your data
• We may share data with legal, accounting, or regulatory bodies when legally required
• Third-party tools only access what is needed to deliver services

6. Your Rights

You may request to view, modify, or delete your personal data at any time by contacting us. EU residents have the right to portability and objection under GDPR.

7. Data Retention

We retain data as long as your account is active or as required by law (e.g., financial compliance). After cancellation, data is anonymized or securely erased.

8. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from children.

9. Changes to This Policy

We may update this policy from time to time. Changes will be posted here with the updated date above.

10. Contact

If you have questions about this Privacy Policy, please contact us:

InvestTopSmart Inc.
191 Sherbourne St #410,
Toronto, ON M5B 2L7, Canada
Email: [email protected]
Phone: +1 (416) 555-0606